ERP, B2B/B2C portals, accounting integration, industry-specific software for Maltese businesses — i-gaming, fintech / PSP, hospitality, Mediterranean re-export, gift / souvenir e-commerce. Our 12-year team builds with the latest stack, automates manual work and reduces headcount needs. Fixed price, 12-month warranty, GDPR-compliant EU hosting.
Technologies & Integrations We Work With
What We Build
One budget, one team — instead of juggling 12 freelancers. Frontend, backend, mobile, devops, AI — all under our roof, GDPR-compliant and MGA / MFSA aware.
Inventory, orders, production, finance, CRM, B2B order portal. Two-way integration with Sage Malta, Shireburn, SAP Business One, Microsoft Dynamics 365, Xero or QuickBooks. Role-based access, multi-branch (Valletta / Sliema / Gozo), multi-currency (EUR / GBP / USD).
Amazon UK / EU, eBay UK, Maltapark, PricePally, Malta Inside, Etsy, Vivre. Sync product / stock / price from a single panel. Order automation, shipping integration (MaltaPost, DHL Malta, Express Trailers, GO Logistics, FedEx, UPS), returns management.
One codebase, two platforms with React Native. App Store + Google Play publishing included. Push notifications, offline mode, biometric login, in-app payments (Stripe Malta / Klarna / Revolut Business / BOV ePOS).
Customer-service chatbot (EN / MT / IT), product description generator, invoice OCR reader, smart stock forecasting, AML transaction screening, customer segmentation. Choose OpenAI GPT-4, Anthropic Claude, or a private model hosted in EU.
CFR-aligned VAT 18% returns, OSS / MOSS / IOSS filings for cross-border EU sales, Malta 6/5/0 corporate tax refund workflows. Sage Malta, Shireburn, SAP Business One, Dynamics 365, Xero, QuickBooks. Automated invoicing, MBR statutory filings, payroll exports.
i-Gaming (MGA reporting / RTS / SRP / Player Protection), Fintech (PSP / AML / MFSA), hospitality (PMS + Booking.com / Airbnb), logistics (Pozzallo / Catania ferry TMS), construction (permit tracking), gift / souvenir retail, blockchain / DLT (VFA Act). A team fluent in your niche.
Real Results
One portal + one operator replaced 4-5 people doing manual work. A few examples from the Maltese market.
Group with 3 MGA B2C licences ran reconciliation in spreadsheets. We built a unified dashboard: RTS feed, SRP integration, Player Protection alerts, monthly MGA filings automated.
MFSA-licensed PSP processed cards via Stripe + local BOV rails. Manual AML review of every transaction. We built rule-based + ML scoring, sanctions screening, SAR drafting.
Sliema retailer sold on Maltapark, Amazon UK and own Shopify store. Stock errors caused overselling. Central panel + IOSS VAT automation + MaltaPost / DHL label printing.
4-property boutique hotel group in St. Julian's / Valletta / Gozo. Channel manager was patchy. We built a custom PMS with rate-parity sync, housekeeping mobile app, MTA eco-tax reporting.
Freight forwarder running Malta-Sicily ferry consolidations had bookings in Excel. Built TMS: container booking, CMR digital, customs (CFR + Italian Agenzia delle Dogane), driver mobile app.
Construction firm with 9 sites tracked Planning Authority (PA) permits manually. Built site-management portal: PA permit timeline, daily timesheets, material requests, photo progress.
How We Work
No months of agile waffling. Fixed price, fixed timeline, weekly demos. No surprise invoices, no disappearing project managers.
We discuss your processes (60-90 min, in-person at our Valletta / Sliema partner office or via video). We map current software, problems, goals. Within 3 business days you receive a fixed-price, module-by-module quote and timeline. No commitment, NDA signed.
Wireframes + clickable prototype in Figma. We walk the screens together and you sign off on the final version. Data model, integration map (Sage Malta / Shireburn / Stripe / Amazon UK) and API spec are documented.
Frontend + backend + mobile in parallel. Cursor + Claude / GPT-4 delivers 40% faster code. Weekly live demos + screencasts. GitHub access open to you — you can see the code yourself. EU-hosted dev environment (Frankfurt / Amsterdam).
Sage Malta / Shireburn / SAP B1, Stripe / BOV / Klarna, Amazon UK / eBay UK / Maltapark, MaltaPost / DHL Malta APIs — all integrated. We test together in a UAT environment. Bug list closed within 48 hours. MGA / MFSA compliance checks if applicable.
2-3 live training sessions for your team (recorded, in EN / MT / IT as needed). Server deployment in Frankfurt or Amsterdam (GDPR-compliant), SSL, backups, monitoring set up. Soft launch — pilot users live for 1 week. Then full handover.
12 months of free bug-fix warranty. Then an optional maintenance plan (hourly or monthly package). 24/7 monitoring — 99.9% uptime SLA. New feature requests added via monthly sprints. IDPC / GDPR data-protection support included.
Local marketplaces, carriers, payment methods and compliance frameworks — from a single panel
A turizm/hediyelik dijital satıcı in Sliema
"Malta merkezli Ltd kuruluşuyla EU OSS'a katılım + 4 ayda 28K€ ciro"
Custom Quote
No off-the-shelf price tags. We listen to your needs, scope the modules, and deliver a fixed-price + fixed-timeline quote within 3 business days. The call is free, no commitment, NDA signed.
Whatever the scope, the following are standard — no extra charge.
Bring these and we will produce an accurate quote in 60 minutes.
We work on a fixed price + fixed timeline. The delivery date is written into the contract; if we are late, we pay a 3% weekly penalty (capped at 20%). We can do this because we scope tightly up front, prevent scope creep, and use AI-assisted coding to stay on plan. 23 of our last 24 projects shipped on time or early (reference list shared on the discovery call).
**The code is 100% yours.** The GitHub repo is handed over at no extra charge. You can continue with any other software firm or hire developers in-house in Malta. Vendor lock-in is not our model — we keep clients with quality, not with contracts.
The opposite. Our senior developer working with Cursor + Claude / GPT-4 ships ~40% faster and with 25% fewer bugs than a solo developer (our own measurements). AI writes code, but architecture, code review and tests are run by our 12-year team. Result: same quality, faster, cheaper.
Pricing is in **Euro (EUR)**. Malta VAT of **18% is added** (the lowest standard rate in the EU). For Maltese companies we issue a CFR-compliant tax invoice; you reclaim input VAT as usual. EU companies outside Malta with a valid VAT number receive a zero-rated reverse-charge invoice. Maltese holding structures benefit from the **6/5/0 corporate tax refund** — your accountant handles that side; we just produce clean invoices.
EU-hosted by default — AWS Frankfurt or Hetzner Helsinki / Amsterdam, your choice. Fully GDPR-compliant under the IDPC (Information and Data Protection Commissioner). We sign a Data Processing Agreement. If you need data to stay within Malta itself, we can deploy on Melita Business or BMIT (extra cost — local IaaS is pricier than Frankfurt).
Yes. We have built integrations with the **MGA RTS (Reporting Tool Specifications)** feed, **SRP (Suspicious Reporting Procedure)** workflows and **Player Protection** alerts (deposit limits, self-exclusion, reality checks). Monthly MGA filings can be automated. We also work with MFSA-licensed PSPs and VFA (Virtual Financial Assets Act) operators.
**Marketplaces:** Amazon UK / EU, eBay UK, Maltapark, PricePally, Malta Inside, Etsy, Vivre. **ERP / Accounting:** Sage Malta, Shireburn, SAP Business One, Microsoft Dynamics 365, Xero, QuickBooks. **Payments:** Stripe Malta, BOV ePOS, HSBC Malta, Klarna, Revolut Business. **Shipping:** MaltaPost, DHL Malta, Express Trailers, GO Logistics, FedEx Malta, UPS Malta. **Compliance:** CFR (VAT 18%), OSS / MOSS / IOSS, MFSA, MGA, MBR, IDPC / GDPR. If the system you need is not listed but has a REST / SOAP API, we can integrate it.
Multilingual by design — interface, emails, training and support in **English, Maltese (Malti) and Italian** for local clients. We can add German, French, Arabic for tourism / cross-border use cases. Training sessions are recorded so your team in Valletta, Sliema, Gozo or remote can re-watch.
No — the code is yours and you run it. During the 12-month free warranty every bug is on us. After 12 months: (1) keep going with your own developer, (2) sign a monthly maintenance plan with us (packages: 8 hrs/mo €560 — 40 hrs/mo €2,400), (3) buy hourly support (€95/hr). No contract required.
If you have field staff (couriers, hotel housekeeping, site engineers, ferry drivers), mobile is essential — push notifications, offline mode, camera (QR / barcode / photo). For desktop-only teams a Progressive Web App (PWA) is enough — faster and cheaper. On the discovery call we recommend what fits; if you do not need mobile, we will say so.
Custom software in Malta is shaped by three regulators — the Malta Gaming Authority (MGA) for 200+ licensed iGaming operators, the Malta Financial Services Authority (MFSA) for FinTech and e-money institutions, and the IDPC for data protection. Add to that a tightly held local ERP ecosystem dominated by Shireburn (Maltese-built) and Sage 50 Malta, and the result is a market where bespoke integration work is consistently in demand. This guide covers the four most common bespoke briefs.
With over 200 MGA-licensed operators and an estimated 12% of GDP contribution from gaming, iGaming back-office software is Malta's signature export. Typical components: player wallet, KYC ingestion, AML transaction monitoring, MGA regulatory reporting (LCCS — Liquid Cash Capital Statement), GDPR DSR pipeline, jurisdiction-aware promotion engine. Maltese-built or Malta-deployed platforms include those run by Yggdrasil, Evolution Gaming, Mr Green, Tipico Malta, Betsson Group.
For FinTech and EMI workloads under MFSA supervision, software must support: identity verification (Onfido, Sumsub, Veriff are common), sanctions/PEP screening (Refinitiv World-Check, ComplyAdvantage), beneficial owner tracking down to the 25% threshold, ongoing source-of-funds documentation. Fit-and-proper requirements extend to directors, MLROs and significant shareholders. Bespoke MFSA-compliant workflows usually wrap a commercial KYC vendor with Malta-specific document types (Malta ID card, Maltese passport, e-Residency cards from Estonia or UAE that MFSA accepts case-by-case).
Maltese SMEs run accounting on a small handful of packages — predominantly Shireburn Indigo (the dominant home-grown ERP/HR/payroll suite) and Sage 50 Malta. E-commerce and ERP customisations usually involve a nightly export from Shopify/WooCommerce, mapping VAT codes correctly between EU OSS and Maltese 18%/7%/5%/0%, and importing into Shireburn's chart of accounts. The Shireburn REST API is documented but version-fragmented; bespoke middleware to handle 1.x/2.x compatibility is a frequent ask.
Malta's FIAU (Financial Intelligence Analysis Unit) publishes implementing procedures that obliged entities — including casinos, real estate, accountancy — must follow. Bespoke rule engines typically encode: transaction velocity thresholds, geographical risk scoring (with countries on the FATF grey/black list flagged), unusual-pattern detection, automated STR/SAR drafting. A typical Maltese FinTech runs nightly batch + real-time stream processing through tools like Apache Flink or AWS Kinesis.
| Project type | Duration | Team size | Indicative cost (EUR) |
|---|---|---|---|
| Shireburn → Shopify VAT sync | 4-8 weeks | 1-2 devs | €10,000-25,000 |
| MFSA KYC + onboarding portal | 3-5 months | 3-5 devs + PM | €80,000-180,000 |
| MGA-compliant iGaming back-office module | 6-12 months | 5-10 + compliance lead | €200,000-600,000 |
| AML/CTF rule engine | 3-6 months | 2-4 devs | €60,000-160,000 |
| CFR e-VAT filing automation | 2-4 weeks | 1 dev | €4,000-12,000 |
Malta has a small but highly specialised tech workforce — many engineers come from Italian, Serbian or Polish backgrounds via EU free movement, plus a steady stream of post-graduates from the University of Malta. Senior engineer rates run €55,000-95,000 gross per year, mid-level €35,000-55,000. For projects that don't require physical presence, remote-EU contractors blended with a small Malta-based core team is the most cost-effective pattern.
MFSA-supervised software (e-money issuers, fund administrators, insurance) faces increasing pressure to keep customer data inside the EU. AWS Frankfurt (eu-central-1) and AWS Ireland (eu-west-1) are both acceptable, as are GCP Belgium and Milan, and Azure North Europe. For MGA-supervised gaming operators, the picture is even stricter — player records, transaction logs and reality-check audit trails generally must reside in an MGA-approved jurisdiction, with backup encryption keys held inside Malta or another approved jurisdiction. Local providers BMIT Technologies and Smart Technologies remain attractive precisely because they put physical machines on Maltese soil — this matters disproportionately when the regulator is looking for evidence of substantive presence on the island.
Bespoke software in regulated Maltese verticals carries a much higher QA burden than standard SaaS. Typical requirements: automated unit + integration test coverage above 80%, traceability matrices that map MGA Compliance Codes or MFSA Conduct Rules to specific code paths, change-management workflows with documented sign-off from a Maltese-resident compliance officer, and pen-tests at least annually by an MGA/MFSA-approved CREST-certified firm. Source control is universally Git on GitHub, GitLab or Bitbucket Cloud; CI/CD runs on GitHub Actions, GitLab CI or Buildkite. Maltese auditors increasingly ask to see signed commits, deploy logs and a 24-month historical record of who deployed what to production, especially after FATF grey-listing pressure.
For bespoke software in Malta you typically have three sourcing options. (1) Maltese boutique agencies — small (5-30 people), domain-deep in iGaming or FinTech, expensive per FTE (€700-1,100/day blended) but unbeatable for MGA/MFSA fluency. (2) International product builders (Eastern Europe / Türkiye) — competitive day rates (€350-650), wider engineering bench, but you carry the compliance translation burden yourself. (3) Hybrid pods — a Maltese-resident technical lead plus an offshore engineering team — typically the best risk/cost balance and the model many MGA operators settle on after one or two failed pure-offshore projects. Whichever route you choose, contract for: source-code ownership, runbook delivery, MGA/MFSA audit support clause, and a 90-day-after-go-live warranty on critical compliance flows.
Maltese regulated software operates under a higher deployment hygiene bar than typical SaaS. Production deploys must follow a documented change-management process with approval from a Maltese-resident officer (typically the MLRO or Head of Compliance for FinTech, the Key Compliance Function for iGaming). Each deploy generates an immutable record: who, what, when, which test suite passed, which compliance attestations were re-run. Best practice stacks pair GitHub Actions or GitLab CI with deploy gates in Spinnaker, ArgoCD or simple Terraform pipelines pushing to AWS Frankfurt. Database migrations are reversible by default — Flyway or Liquibase scripts with explicit rollback procedures. Production secrets live in HashiCorp Vault, AWS Secrets Manager (EU regions) or 1Password Business; never in environment variables checked into Git. Maltese regulators reading deployment histories specifically look for sign-off chains that include Maltese-resident personnel — this is one of the most overlooked substance signals for the 6/7ths refund and MFSA fit-and-proper reviews.
Where the intellectual property of bespoke software sits matters enormously for Maltese Ltd tax strategy. If the IP is owned by the Maltese Ltd, future licensing income falls inside the 6/7ths refund (subject to active-trade tests), making Malta a particularly attractive holding location for SaaS IP. Build contracts must explicitly assign source code, design assets, and any patents to the Maltese Ltd on payment milestones — not just at project end. Post-build handover should include: full Git history transferred to the client's GitHub or GitLab organisation; CI/CD secrets rotated and re-issued under client control; documentation in a wiki (Notion, Confluence) covering architecture, runbooks, escalation contacts; a 30-60-90 day post-launch support window with named engineers; and a regulator-audit pack containing security threat model, pen-test results, change-log samples and disaster-recovery test evidence. These artefacts double as evidence of Maltese substance when the CFR or MFSA inspects.